Individuals with Housing Finance loans issued by HDFC had the option of applying for a 6 months debt moratorium, which started on 1st March 2020, under the condition that regular payments have been made.

The debt moratorium allows HDFC customers to defer monthly principal and interest repayments for 6 months. Consequentially the initial loan periods would be extended by an additional 6 months.

The application deadline was on 15th April 2020. The window for the deferral application is now closed.